2019 Year End Portfolio Review

Its the end of 2019, let's just do a little checkpoint to see how much am I closer to my target :) I started building my portfolio in Oct 2014. So this is my 5th year into it.

STI vs my portfolio:
My portfolio already beat STI for many months with the cumulative amount of dividends collected, but if you count only capital gain, I still beat the market.

Portfolio by stocks:
I am currently still in the process of diversifying my portfolio such that they should not exceed more than 5% of my total portfolio. I am always looking out for more high dividend stocks to buy so that I will be more diversified. The recent bear market has allowed me many opportunities to pickup blue chips and mid cap chips with high dividends I have 22 stocks with me now and will be targeting to reach more than 30 of them if opportunity arises.

Portfolio by sector:
In the sector diversification, my telecommunication sector is quite heavy with quite a bit of buying into Singtel when there was weakness in the counter. I am targeting probably not more than 20% for each sector of the other stocks.

Checkout my portfolio → portfolio

Target:

Target	Targeted Portfolio size	Targeted Monthly dividends	Period	Yearly CON	Dividends Reinvested
1st target	$85,000	$495	2015	$30,000	$5,900
2nd target	$120,000	$700	2016	$30,000	$8,400
3rd target	$161,000	$920	2017	$30,000	$11,000
4th target	$213,000	$1200	2018	$30,000	$14,900
5th target	$257,000	$1500	2019	$30,000	$18,000
6th target	$320,000	$1800	2020	$30,000	$22,400

Its getting more difficult to find good buys in the bull market as I barely met my 2019 target with around $250k invested. I think 2020 will be a tough year to meet up this target.

Checkout my target → target

Dividend:
Total dividend is $10,831+
Dividend per month is $902.56

Checkout my dividend → Dividends

Portfolio Analysis:
My worst performer is Asian Pay TV (-41%).

My best performer so far is DBS(100.02%).

Overall, my portfolio still ends positive in 2019. Some credits for the diversification of stocks. My risks are spread out throughout my list of stocks.

At end of 2019, I already invested close to $250,000 and receive monthly dividend of $902.56. We will confirm this when we do a full review of 2020 at mid year. I will continue to follow my strategy of allocating $5000 each month to buy high dividend stocks and march towards my 6th target which is ...

But judging by the bull market I think stocks are not getting any cheaper. I may have to sit on the sideline. Let's see how it goes :)

Target	Targetted Portfolio size	Targetted Monthly dividends	Period	Yearly CON	Dividends Reinvested
1st target	$85,000	$495	2015	$30,000	$5,900
2nd target	$120,000	$700	2016	$30,000	$8,400
3rd target	$161,000	$920	2017	$30,000	$11,000
4th target	$213,000	$1200	2018	$30,000	$14,900
5th target	$257,000	$1500	2019	$30,000	$18,000
6th target	$320,000	$1800	2020	$30,000	$22,400
7th target	$372,000	$2100	2021	$30,000	$26,000
8th target	$428,000	$2490	2022	$30,000	$29,900
9th target	$487,000	$2800	2023	$30,000	$34,100
Final target	$551,000	$3200	2024	$30,000	$38,500

Checkout my strategy → Strategy

Dividend Stock Tracker
I keep track of good SGX dividend stocks such as 10 years consistent SGX dividend stocks, REITs, Business Trusts, etc with real time information update. Checkout the link below:
Checkout my Dividend Tracker

2017 Year End Portfolio Review

Its the end of 2017, let's just do a little checkpoint to see how much am I closer to my target :) I started building my portfolio in Oct 2014. So close to 3 years of results.

STI vs my portfolio:

My portfolio already beat STI for many months with the cumulative amount of dividends collected, but if you count only capital gain, I still beat the market.

Portfolio by stocks:

I am currently still in the process of diversifying my portfolio such that they should not exceed more than 5% of my total portfolio. I am always looking out for more high dividend stocks to buy so that I will be more diversified. The recent bear market has allowed me many opportunities to pickup blue chips and mid cap chips with high dividends I have 22 stocks with me now and will be targeting to reach more than 30 of them.

Portfolio by sector:

In the sector diversification, my Capital Markets sector has come down due to my buying up of other sectors. I also bought in quite a number of shares in the banking and telco companies, it is now about 12% and 15.4%respectively. I am targeting probably not more than 20% for each sector of the other stocks.

Checkout my portfolio → portfolio

Target:

Target	Targeted Portfolio size	Targeted Monthly dividends	Period	Yearly CON	Dividends Reinvested
1st target	$85,000	$495	2015	$30,000	$5,900
2nd target	$120,000	$700	2016	$30,000	$8,400
3rd target	$161,000	$920	2017	$30,000	$11,000
4th target	$213,000	$1200	2018	$30,000	$14,900

My 4th target is to invest up to $213,000 and receive monthly dividend up to $1200 per month.
I have invested $185k and have to catchup abit this year.

Checkout my target → target

Dividend:

Total dividend is $9134+
Dividend per month is $761.44

Checkout my dividend → Dividends

Portfolio Analysis:
My worst performer is Noble Group (-94%) Grrr. I was trying to catch the bottom at 69c but it went down even further. Now, it is getting worst haha

My best performer so far is DBS(80.54%). This one I managed to get it at a low price of $14.

Overall, my portfolio still ends positive in 2017. Some credits for the diversification of stocks. My risks are spread out throughout my list of stocks. Cant imagine if I have a big share in Noble then my portfolio will look really bad.

At end of 2017, I already invested close to $185,000 and receive monthly dividend of $761.44. We will confirm this when we do a full review of 2018 at mid year. I will continue to follow my strategy of allocating $5000 each month to buy high dividend stocks and march towards my 4th target which is ...

But judging by the bull market I think stocks are not getting any cheaper. I may have to sit on the sideline. Let's see how it goes :)

Target	Targetted Portfolio size	Targetted Monthly dividends	Period	Yearly CON	Dividends Reinvested
1st target	$85,000	$495	2015	$30,000	$5,900
2nd target	$120,000	$700	2016	$30,000	$8,400
3rd target	$161,000	$920	2017	$30,000	$11,000
4th target	$213,000	$1200	2018	$30,000	$14,900
5th target	$257,000	$1500	2019	$30,000	$18,000
6th target	$320,000	$1800	2020	$30,000	$22,400
7th target	$372,000	$2100	2021	$30,000	$26,000
8th target	$428,000	$2490	2022	$30,000	$29,900
9th target	$487,000	$2800	2023	$30,000	$34,100
Final target	$551,000	$3200	2024	$30,000	$38,500

Checkout my strategy → Strategy

Dividend Stock Tracker
I keep track of good SGX dividend stocks such as 10 years consistent SGX dividend stocks, REITs, Business Trusts, etc with real time information update. Checkout the link below:
Checkout my Dividend Tracker

2017 Trading Review

Flashback to 2016, it was only Oct 2016 that I found some holding ground on my trading methodology. Before that, my P/L chart looks like the USS 'The Mummy' roller coaster ride. I was very lucky that using the same method I am able to generate a very positive full year result for 2017. If you checkout out my P/L chart above, it was shooting up like a rocket with some dent along the way when I chalked up some losses as Mr Market gave me his grime reminder that I should not be cocky. Well, this should not discourage me as I should still stick to my trading plan and execute my orders. I am proud to say that I have reached a major milestone of $100,000 trading account in Dec 2017. As my trading account continue to grow, I will be increasing my position sizing along the way.

The full year result for 2017 is a good return of 39.94% :)

Moving forward I am sure I can get a better result in 2018. Stay in touch!

Period	$ Profit/Loss	% profit/loss	Capital	Verdict
Jan 2017	$1,355.38	9.04%	$15,000
Feb 2017	-$63.27	-0.0042%	$15,000
Mar 2017	$1,106.27	7.78%	$15,000
Apr 2017	$2,021.55	10.11%	$20,000
May 2017	$2,420.83	8.07%	$30,000
Jun 2017	$5,562.48	18.6%	$30,000
Jul 2017	-$51.02	-0.0017%	$30,000
Aug 2017	$2,271.37	5.68%	$40,000
Sep 2017	$5,189.50	13%	$40,000
Oct 2017	$3,033.97	4.33%	$70,000
Nov 2017	$1,378.45	2.0%	$70,000
Dec 2017	$3,374.18	4.8%	$70,000

2016 Year End Portfolio Review

Its the end of 2016, let's just do a little checkpoint to see how much am I closer to my target :) I started building my portfolio in Oct 2014. So close to 3 years of results.

STI vs my portfolio:

My portfolio already beat STI for many months with the cumulative amount of dividends collected, but if you count only capital gain, I still beat the market.

Portfolio by stocks:

I am currently still in the process of diversifying my portfolio such that they should not exceed more than 5% of my total portfolio. I am always looking out for more high dividend stocks to buy so that I will be more diversified. The recent bear market has allowed me many opportunities to pickup blue chips and mid cap chips with high dividends I have 23 stocks with me now and will be targeting to reach more than 30 of them.

Portfolio by sector:

In the sector diversification, my Capital Markets sector has come down due to my buying up of other sectors. I also bought in quite a number of shares in the Industrial conglomerates which consists of Keppel Corp and Sembcorp Ind, telco companies and REITs, it is now about 11.5%, 18.8% and 12% respectively. I am targeting probably not more than 20% for each sector of the other stocks.

Checkout my portfolio → portfolio

Target:

Target	Targeted Portfolio size	Targeted Monthly dividends	Period	Yearly CON	Dividends Reinvested
1st target	$85,000	$495	2015	$30,000	$5,900
2nd target	$120,000	$700	2016	$30,000	$8,400
3rd target	$161,000	$920	2017	$30,000	$11,000

My 3rd target is to invest up to $161,000 and receive monthly dividend up to $920 per month. I think I already met my 3rd target in 2016!
I have invested $174k and expected to receive monthly dividend of about $905 :)

Checkout my target → target

Dividend:

Total dividend is $10k+
Dividend per month is $905

Checkout my dividend → Dividends

Portfolio Analysis:
My worst performer is Noble Group (-55%) Grrr. I was trying to catch the bottom at 69c but it went down even further. Now, it is offering rights issue at 11c. Super big discount to its trading price :( Noble has gone through worst time during 2008 crisis but the lowest it went there was 42c I think. Let's hope Noble can pull through and recover *pray* haha

My best performer so far is UMS(36%). This one was bought during my early days and was collecting dividends and some capital gains :)

Overall, my portfolio still ends negative in mid 2016. Some credits for the diversification of stocks. My risks are spread out throughout my list of stocks. Cant imagine if I have a big share in Noble then my portfolio will look really bad. But things are turning around and I can see my portfolio recovering near to breakeven already. Just a few months more ...

At end of 2016, I already invested close to $174,000 and receive monthly dividend of $905. Based on the projection of my expected annual dividend of this current portfolio, I should be getting around $12000 which is about $1000 per month. So I should have met my 3rd year target. We will confirm this when we do a full review of 2017 at mid year. I will continue to follow my strategy of allocating $5000 each month to buy high dividend stocks and march towards my 3rd target which is ...

Target	Targetted Portfolio size	Targetted Monthly dividends	Period	Yearly CON	Dividends Reinvested
1st target	$85,000	$495	2015	$30,000	$5,900
2nd target	$120,000	$700	2016	$30,000	$8,400
3rd target	$161,000	$920	2017	$30,000	$11,000
4th target	$213,000	$1200	2018	$30,000	$14,900
5th target	$257,000	$1500	2019	$30,000	$18,000
6th target	$320,000	$1800	2020	$30,000	$22,400
7th target	$372,000	$2100	2021	$30,000	$26,000
8th target	$428,000	$2490	2022	$30,000	$29,900
9th target	$487,000	$2800	2023	$30,000	$34,100
Final target	$551,000	$3200	2024	$30,000	$38,500

Checkout my strategy → Strategy

Dividend Stock Tracker
I keep track of good SGX dividend stocks such as 10 years consistent SGX dividend stocks, REITs, Business Trusts, etc with real time information update. Checkout the link below:
Checkout my Dividend Tracker

2016 Trading Review

I started trading in Jan 2016 and like I said before, this should be my 3rd attempt. Every time when I have a new try, I would always regard as money being thrown away. There's no difference for this time too.

As you can see from the chart above, my trading got a good start when I got a few wins, beginner luck maybe. However, all that it became like an exciting roller coaster ride in USS. My P&L started soaring up and crashing down, as you can see the consistency is not there. Its too exciting for me. The worst scenario came in Jul 2017 when I got a losing streak and lost quite alot. This caused a big dent in my trading capital. I still remember myself being very nervous when I put on a new trade and expecting it to turn into a loss. There was no confidence in me at all. Then, I managed to gain some ground and almost recover everything and it stay there for a while before dipping down again.

It was only in Oct 2016 onwards which I finally build up the trading confidence in me as I made 2 consecutive profitable months. But Mr Market always want to remind us again when we were cocky. He managed to plough back some of my profits back and its a big chunk too. I have learn from this mistake and it will not happen again.

The full year result for 2016 is a good return of 9.5% :)
Not bad right for a 1st year noobie? :)

Moving forward I am sure I can get a better result in 2017. Stay in touch!

Period	$ Profit/Loss	% profit/loss	Capital	Verdict
Oct 2016	$956.76	9.56%	$10,000
Nov 2016	$846.40	5.62%	$15,000
Dec 2016	-$468.21	-3.12%	$15,000

Half Yearly 2016 Portfolio Review

Its the mid of 2016, let's just do a little checkpoint to see how much am I closer to my target :) I started building my portfolio in Oct 2014. So close to 2 years of results.

STI vs my portfolio:

My portfolio already beat STI for many months with the cumulative amount of dividends collected, but if you count only capital gain, then its almost a fair fight.

Portfolio by stocks:

I am currently still in the process of diversifying my portfolio such that they should not exceed more than 5% of my total portfolio. I am still looking out for more high dividend stocks to buy so that I will be more diversified. The recent bear market has allowed me many opportunties to pickup blue chips and mid cap chips with high dividends I have 22 stocks with me now and will be targeting to reach more than 30 of them.

Portfolio by sector:

In the sector diversification, my Capital Markets sector has come down due to my buying up of other sectors. I also bought in quite a number of shares in the Industrial conglomerates which consists of Keppel Corp and Sembcorp Ind and REITs, it is now about 14% and 13% respectively. I am targetting probably not more than 20% for each sector of the other stocks.

Checkout my portfolio → portfolio

Target:

Target	Targetted Portfolio size	Targetted Monthly dividends	Period	Yearly CON	Dividends Reinvested
1st target	$85,000	$495	2015	$30,000	$5,900
2nd target	$120,000	$700	2016	$30,000	$8,400

My 2nd target is to invest up to $120,000 and receive monthly dividend up to $700 per month. I think I already met my 2nd target! and we are only halfway through 2016
I have invested $148k and expected to receive monthly dividend of about $700 :)

Checkout my target → target

Dividend:

Total dividend is $5k+
Dividend per month is $719

Checkout my dividend → Dividends

Portfolio Analysis:
My worst performer is Noble Group (-75%) Grrr. I was trying to catch the bottom at 69c but it went down even further. Now, it is offering rights issue at 11c. Super big discount to its trading price :( Noble has gone through worst time during 2008 crisis but the lowest it went there was 42c I think. Let's hope Noble can pull through and recover *pray* haha

My best performer so far is UMS(25%). This one was bought during my early days and was collecting dividends and some capital gains :)

Overall, my portfolio still ends negative in mid 2016. Some credits for the diversification of stocks. My risks are spread out throughout my list of stocks. Cant imagine if I have a big share in Noble then my portfolio will look really bad. But things are turning around and I can see my portfolio recovering near to breakeven already. Just a few months more ...

At end of mid 2015, I already invested close to $148,000 and receive monthly dividend of $700. Based on the projection of my expected annual dividend of this current portfolio, I should be getting around $8400 which is about $700 per month. So I should have met my 2nd year target. We will confirm this when we do a full review of 2016 at year end. I will continue to follow my strategy of allocating $5000 each month to buy high dividend stocks and march towards my 3rd target which is ...

Target	Targetted Portfolio size	Targetted Monthly dividends	Period	Yearly CON	Dividends Reinvested
1st target	$85,000	$495	2015	$30,000	$5,900
2nd target	$120,000	$700	2016	$30,000	$8,400
3rd target	$161,000	$920	2017	$30,000	$11,000
4th target	$213,000	$1200	2018	$30,000	$14,900
5th target	$257,000	$1500	2019	$30,000	$18,000
6th target	$320,000	$1800	2020	$30,000	$22,400
7th target	$372,000	$2100	2021	$30,000	$26,000
8th target	$428,000	$2490	2022	$30,000	$29,900
9th target	$487,000	$2800	2023	$30,000	$34,100
Final target	$551,000	$3200	2024	$30,000	$38,500

Checkout my strategy → Strategy

Dividend Stock Tracker
I keep track of good SGX dividend stocks such as 10 years consistent SGX dividend stocks, REITs, Business Trusts, etc with real time information update. Checkout the link below:
Checkout my Dividend Tracker

2015 Year End Portfolio Review

Its the end of 2015, let's see how close am I to my target :) I started building my portfolio in Oct 2014. This is a full year of 2015 results.

STI vs my portfolio:

My portfolio got hit by China stock market crash, oil crisis and Fed rate hike effect around Jul 2015 and STI has been a downtrend for the rest of the year. It was a tough year where we see the beginning of the bear market. At the end of 2015, there was still no recovery in sight although there was a relief rally during Oct 2015 but things havent changed much as we were still in the bear market.

Portfolio by stocks:

I am currently still in the process of diversifying my portfolio such that they should not exceed more than 5% of my total portfolio. I am still looking out for more high dividend stocks to buy so that I will be more diversified. I have 21 stocks with me now and will be targeting to reach more than 30 of them.

Portfolio by sector:

In the sector diversification, I am quite max up with the Capital Markets sector. I also bought in quite a number of shares in the Industrial conglomerates which consists of Keppel Corp and Sembcorp Ind, it is now about 17%. Still got room to load up a bit more during this sector weakness :) Probably not more than 20% for each sector of the other stocks.

Checkout my portfolio → portfolio

Target:

Target	Targetted Portfolio size	Targetted Monthly dividends	Period	Yearly CON	Dividends Reinvested
1st target	$85,000	$495	2015	$30,000	$5,900

My 1st target is to invest up to $85,000 and receive monthly dividend up to $495 per month. I think I already met my 1st target!
I have invested $123k and expected to receive monthly dividend of about $570 :)

Checkout my target → target

Dividend:

Total dividend is $6,800+
Dividend per month is $570

Checkout my dividend → Dividends

Portfolio Analysis:
My worst performer is Noble(-40%) Grrr. Not sure if I am unlucky or what. Bought it when I thought it was low enough and there were many institutions buying it at that time :(

My best performer so far is Ascendas Reit (6%). This was bought quite recently when it was heavily sold down, but glad that there was a recovery after that.

Overall, my portfolio ends negative in 2015. No thanks to all the many reasons for causing the stock market to go downhill.

At end of 2015, I already invested close to $123,000 and receive monthly dividend of $570. This is very close to my projection of my expected annual dividend of this current portfolio, I should be getting around $7000 which is about $580 per month. So I should have met my 1st year target! Yea! I will continue to follow my strategy of allocating $5000 each month to buy high dividend stocks and march towards my 2nd target which is ...

Target	Targetted Portfolio size	Targetted Monthly dividends	Period	Yearly CON	Dividends Reinvested
1st target	$85,000	$495	2015	$30,000	$5,900
2nd target	$120,000	$700	2016	$30,000	$8,400
3rd target	$161,000	$920	2017	$30,000	$11,000
4th target	$213,000	$1200	2018	$30,000	$14,900
5th target	$257,000	$1500	2019	$30,000	$18,000
6th target	$320,000	$1800	2020	$30,000	$22,400
7th target	$372,000	$2100	2021	$30,000	$26,000
8th target	$428,000	$2490	2022	$30,000	$29,900
9th target	$487,000	$2800	2023	$30,000	$34,100
Final target	$551,000	$3200	2024	$30,000	$38,500

My 2nd target is to invest upto $120,000 and collect a monthly dividend of $700. Hmm, I have already invested $123,000 in 2015, so I have already met my 2nd target. Which means that I am will ahead of my plan! Hooray! The reason why collected lesser dividend is because some of the stocks bought in 2015 I didnt received the full dividend. 2016 I should see higher dividend around $700. This doesnt mean I will stop investing, I will still try to space out my investment and continue to be well ahead of my targetted plan. Hopefully I can reach my financial independence earlier :)

Checkout my strategy → Strategy

Dividend Stock Tracker
I keep track of good SGX dividend stocks such as 10 years consistent SGX dividend stocks, REITs, Business Trusts, etc with real time information update. Checkout the link below:
Checkout my Dividend Tracker

Half Yearly 2015 Portfolio Review

Its the mid of 2015, let's just do a little checkpoint to see how much am I closer to my target :) I started building my portfolio in Oct 2014. So close to 1 year of results.

STI vs my portfolio:

My portfolio started to beat STI recently with the cumulative amount of dividends collected, it should be a matter of months. But I noticed that STI rebound faster than my portfolio probably because blue chips are more popular when there's a dip or in an oversold situation, it can recover quickly.

Portfolio by stocks:

I am currently still in the process of diversifying my portfolio such that they should not exceed more than 5% of my total portfolio. I am still looking out for more high dividend stocks to buy so that I will be more diversified. I have 16 stocks with me now and will be targeting to reach more than 30 of them.

Portfolio by sector:

In the sector diversification, I am quite max up with the Capital Markets sector. I also bought in quite a number of shares in the Industrial conglomerates which consists of Keppel Corp and Sembcorp Ind, it is now about 16%. Still got room to load up a bit more :) Probably not more than 20% for each sector of the other stocks.

Checkout my portfolio → portfolio

Target:

Target	Targetted Portfolio size	Targetted Monthly dividends	Period	Yearly CON	Dividends Reinvested
1st target	$85,000	$495	2015	$30,000	$5,900

My 1st target is to invest up to $85,000 and receive monthly dividend up to $495 per month. I think I already met my 1st target!
I have invested $96k and expected to receive monthly dividend of about $500 :)

Checkout my target → target

Dividend:

Total dividend is $3k+
Dividend per month is $260

Checkout my dividend → Dividends

Portfolio Analysis:
My worst performer is Second Change (-26%) Grrr. Not sure if I am unlucky or what. Bought it and suddenly announced that it cannot proceed with the REITs plan and from a good news suddenly become a bad one :(

My best performer so far is CDW (16%). This one I was monitoring and one day suddenly saw a surge in volume and price so just jump in the bandwagon. Still holding for long term.

Overall, my portfolio still ends positive in mid 2015. Some credits for the diversification of stocks. My risks are spread out throughout my list of stocks. Cant imagine if I have a big share in Second Chance then my portfolio will look really bad.

At end of mid 2015, I already invested close to $96,000 and receive monthly dividend of $260. Based on the projection of my expected annual dividend of this current portfolio, I should be getting around $7000 which is about $580 per month. So I should have met my 1st year target. We will confirm this when we do a full review of 2015 at year end. I will continue to follow my strategy of allocating $5000 each month to buy high dividend stocks and march towards my 2nd target which is ...

Target	Targetted Portfolio size	Targetted Monthly dividends	Period	Yearly CON	Dividends Reinvested
1st target	$85,000	$495	2015	$30,000	$5,900
2nd target	$120,000	$700	2016	$30,000	$8,400
3rd target	$161,000	$920	2017	$30,000	$11,000
4th target	$213,000	$1200	2018	$30,000	$14,900
5th target	$257,000	$1500	2019	$30,000	$18,000
6th target	$320,000	$1800	2020	$30,000	$22,400
7th target	$372,000	$2100	2021	$30,000	$26,000
8th target	$428,000	$2490	2022	$30,000	$29,900
9th target	$487,000	$2800	2023	$30,000	$34,100
Final target	$551,000	$3200	2024	$30,000	$38,500

Checkout my strategy → Strategy

Dividend Stock Tracker
I keep track of good SGX dividend stocks such as 10 years consistent SGX dividend stocks, REITs, Business Trusts, etc with real time information update. Checkout the link below:
Checkout my Dividend Tracker

2014 Year End Portfolio Review

Our performance must be measurable. We should have a plan, a target or goal and a strategy on how to achieve our target. If not, how do we know if we improve or not. Only then will we know if we are in the right track and continue doing what we are doing. If we are in the right track, then we can decide if we want to multiply or magnify the effect.

Its the end of 2014, let's just do a little checkpoint to see how much am I closer to my target :) I started building my portfolio in Oct 2014. So only 3 months of results.

STI vs my portfolio:

My portfolio is still not able to beat STI at this moment. But as time goes by, with the collection of dividends and some capital appreciation, it should be no problem :)

Portfolio by stocks:

I am currently in the process of diversifying my portfolio such that they should not exceed more than 5% of my total portfolio. I am still looking out for more high dividend stocks to buy so that I will be more diversified. For the case of Global Investment, I was too excited and bought too much in it. But its ok, it will be slowly diversified when more stocks are added in.

Portfolio by sector:

We should not be looking at just stock diversification, sector diversification is equally important. I hope to have a 20% allocation for REITs and a 80% allocation for the rest of the stocks. Probably not more than 20% for each sector of the other stocks. The reason why I was willing to allocate a slightly higher % for REITs is that REIT has a policy to pay out 90% of their distribution and will be what I want.

Target:

Target	Targetted Portfolio size	Targetted Monthly dividends	Period	Yearly CON	Dividends Reinvested
1st target	$85,000	$495	2015	$30,000	$5,900

My 1st target is to invest up to $85,000 and receive monthly dividend up to $495 per month.

Dividend:
Total dividend is $450
Dividend per month is $450/3 (pro-rated) = $150

Analysis:
My worst performer is UMS Holdings (-5.3%). This stock pays consistently good dividend but its quite volatile as I noticed that their CEO disposed his shares quite frequently and Applied Materials which is their major customer and investor also disposed its share quite recently. This may be the reason of the volatility.

My best performer so far is Asian Pay TV trust (4.9%). Maybe its because I bought it at a good price during Oct 2014 when market was in a bear mode.

Overall, my portfolio still ends positive in 2014. Maybe that's the benefit of diversification. My risks are spread out throughout my list of stocks. However, diversification is also a double-edged sword. It will also not amplify your winning too. Your results will not be the best and not be the worst, somewhere in between. That's something you have to give and take too.

At end of 2014, I already invested close to $39,000 and receive monthly dividend of $150. Based on the projection of my expected annual dividend of this current portfolio, I should be getting around $3,600 which is about $300 per month. So I am almost half way there. If I continue to follow my strategy of allocating $5000 each month to buy high dividend stocks and assuming no hiccups or unforseen circumstances, I should be able to meet my 1st target with ease :)