Thursday, June 18, 2015

High Dividend REIT Stocks

This is a list of high dividend REITs dividend stocks. REITs are particularly attractive to income investors as they usually have a very high dividend policy some as high as 90% or 100% income distribution. However these instruments usually rely on debt to leverage their business and so are sensitively to interest rate changes. Currently, we are in the low interest rate environment so REITs have been having a good run up these years. However, we all know that Fed is not going to keep their rate so low for long. So in future if there is an increase in interest rates, it might not be a good news to REITs. But we will never know how the market will react to it till it actually happens. In meantime stick to your sector diversification strategy or any strategy which works for you.

Those columns highlighted in yellow means that they are ideal:
Price Earning Ratio (PE): less than 15
Price/Book Ratio (PB): less than 1
Dividend yield: more than 6%

*Sometimes, Google Finance and Yahoo Finance maybe refreshing their data and it may be temporary unavailable. Just wait or refresh awhile and the data will come back :)

*Take note that the stock data are derived from Google Finance and Yahoo Finance, may not be so accurate. Do your homework before buying them although some of them may still be giving out dividends but other fundamentals may not be looking good. Beware.

Do feel free to visit this page daily or frequently to keep track of these high dividend SGX stocks. Those stocks could fall to favourable levels and earn you more dividends :)
Also feel free to discuss about these dividend stocks in the comment box below.

Monday, June 15, 2015

Gold, Silver, Bronze Medalist Who is the Happiest?

Since Singapore is hosting the 28th SEA Games so have to support it by watching LIVE on our TV and follow some of Singapore's better sports such as swimming, table tennis, water polo, sailing, etc I was quite surprised our bowlers didnt do that well. This year Singapore has a surprised 52 gold lead in attaining the number of gold medals as compared to other SEA countries. As far as I remember Singapore usually do not have so many golds and usually is lead by countries such as Thailand or Indonesia. Anyway at the time of writing this post, Thailand is now leading in the struggle for more golds. Nevertheless, I still think that Singapore has done better as compared to previous SEA games.

Well this reminds me of a story, a colleague told me which I find it very nice to share. She asked me so which of the 3 medalists do you think is the happiest? I straight away replied 'The Gold medalist!' without much thought, pretty obvious isnt it?

'Nope...' she said.

'Then its the Silver medalist!' I said, since 'cannot get fish get prawn also good' right?

'No No... its the bronze medalist' she said and then go about about explaining her answers. Well, the Gold medalist already very cocky and expect that she will get a gold will not be very happy as its expected.

The Silver medalist is the most unhappy because she tried very hard to get the first place but lost out and got a Silver instead.

The Bronze medalist is happiest among the 3 and glad that she is in the 3rd place and got a medal if she got a 4th placing then no medal at all.

So this also applies to us

Try to think like a Bronze medalist and be glad that you managed to get into 3rd placing with whatever you have. Do not think like a Silver medalist as you will always sulk and disappointed because you cannot get a better result.

So how's your portfolio doing? is it attaining Gold, Silver or Bronze standard?

Tuesday, June 2, 2015

May 2015 Portfolio

May is the best month for dividends. Most of the Singapore companies will give out their dividends in May but we will have the ex-dividend effect. Meaning when the stocks goes ex-dividend, the price of the stocks will go down in response to the dividends going out. Somestimes, price can go down even lower than the amount of dividends paid out.

This month I added more SIA Eng into my portfolio.
The day before the result was announced, SIA Eng price shot up abit and thought good result was in the pipeline. SIA Eng posts a 36.5% rise in 4Q to $41.4 million as revenue and expenditure decline. The resulting operating profit of $23.1 million was 32.5% lower compared to the same quarter last year. The dividend declared was lower and without the special $0.05 dividend. However the mgmt was confident that it will pick up in the future. Hopefully its dividend will be recovered to their usual by then ie around $0.22. Its PE is high at 22 but it is a blue chip with a low debt and large cash reserve. So added some more into my portfolio.

STI vs my portfolio

This month, is the dividend month and many companies are paying dividends this month. This month is beat STI! Actually I was losing out to STI for the whole month except for the last trading day of May, the STI suffered a 25 points dropped due to China and HK market. But my portfolio managed to stay intact and beat STI this month :) Let's hope it will stay like this for subsequent months.

PeriodSTIMy Portfolio (Realised)Verdict
Jan 20152.71%3.21% I win
Feb 20152.41%2.16% I lose
Mar 20153.31%0.62% I lose
Apr 20156.02%4.18% I lose
May 20153.31%3.84% I win
Total 14 stocks in portfolio

Like everybody else, got my biggest dividends this month from many companies.
Checkout my Dividend history

Dividend Stock Tracker
I keep track of good SGX dividend stocks such as 10 years consistent SGX dividend stocks, REITs, Business Trusts, etc with real time information update. Checkout the link below:
Checkout my Dividend Tracker