Half Yearly 2016 Portfolio Review

Its the mid of 2016, let's just do a little checkpoint to see how much am I closer to my target :) I started building my portfolio in Oct 2014. So close to 2 years of results.

STI vs my portfolio:

My portfolio already beat STI for many months with the cumulative amount of dividends collected, but if you count only capital gain, then its almost a fair fight.

Portfolio by stocks:

I am currently still in the process of diversifying my portfolio such that they should not exceed more than 5% of my total portfolio. I am still looking out for more high dividend stocks to buy so that I will be more diversified. The recent bear market has allowed me many opportunties to pickup blue chips and mid cap chips with high dividends I have 22 stocks with me now and will be targeting to reach more than 30 of them.

Portfolio by sector:

In the sector diversification, my Capital Markets sector has come down due to my buying up of other sectors. I also bought in quite a number of shares in the Industrial conglomerates which consists of Keppel Corp and Sembcorp Ind and REITs, it is now about 14% and 13% respectively. I am targetting probably not more than 20% for each sector of the other stocks.

Checkout my portfolio → portfolio

Target:

Target	Targetted Portfolio size	Targetted Monthly dividends	Period	Yearly CON	Dividends Reinvested
1st target	$85,000	$495	2015	$30,000	$5,900
2nd target	$120,000	$700	2016	$30,000	$8,400

My 2nd target is to invest up to $120,000 and receive monthly dividend up to $700 per month. I think I already met my 2nd target! and we are only halfway through 2016
I have invested $148k and expected to receive monthly dividend of about $700 :)

Checkout my target → target

Dividend:

Total dividend is $5k+
Dividend per month is $719

Checkout my dividend → Dividends

Portfolio Analysis:
My worst performer is Noble Group (-75%) Grrr. I was trying to catch the bottom at 69c but it went down even further. Now, it is offering rights issue at 11c. Super big discount to its trading price :( Noble has gone through worst time during 2008 crisis but the lowest it went there was 42c I think. Let's hope Noble can pull through and recover *pray* haha

My best performer so far is UMS(25%). This one was bought during my early days and was collecting dividends and some capital gains :)

Overall, my portfolio still ends negative in mid 2016. Some credits for the diversification of stocks. My risks are spread out throughout my list of stocks. Cant imagine if I have a big share in Noble then my portfolio will look really bad. But things are turning around and I can see my portfolio recovering near to breakeven already. Just a few months more ...

At end of mid 2015, I already invested close to $148,000 and receive monthly dividend of $700. Based on the projection of my expected annual dividend of this current portfolio, I should be getting around $8400 which is about $700 per month. So I should have met my 2nd year target. We will confirm this when we do a full review of 2016 at year end. I will continue to follow my strategy of allocating $5000 each month to buy high dividend stocks and march towards my 3rd target which is ...

Target	Targetted Portfolio size	Targetted Monthly dividends	Period	Yearly CON	Dividends Reinvested
1st target	$85,000	$495	2015	$30,000	$5,900
2nd target	$120,000	$700	2016	$30,000	$8,400
3rd target	$161,000	$920	2017	$30,000	$11,000
4th target	$213,000	$1200	2018	$30,000	$14,900
5th target	$257,000	$1500	2019	$30,000	$18,000
6th target	$320,000	$1800	2020	$30,000	$22,400
7th target	$372,000	$2100	2021	$30,000	$26,000
8th target	$428,000	$2490	2022	$30,000	$29,900
9th target	$487,000	$2800	2023	$30,000	$34,100
Final target	$551,000	$3200	2024	$30,000	$38,500

Checkout my strategy → Strategy

Dividend Stock Tracker
I keep track of good SGX dividend stocks such as 10 years consistent SGX dividend stocks, REITs, Business Trusts, etc with real time information update. Checkout the link below:
Checkout my Dividend Tracker