Its the end of 2016, let's just do a little checkpoint to see how much am I closer to my
target :) I started building my
portfolio in Oct 2014. So close to 3 years of results.
STI vs my portfolio:
My portfolio already beat STI for many months with the cumulative amount of dividends collected, but if you count only capital gain, I still beat the market.
Portfolio by stocks:
I am currently still in the process of diversifying my portfolio such that they should not exceed more than 5% of my total portfolio. I am always looking out for more high dividend stocks to buy so that I will be more diversified. The recent bear market has allowed me many opportunities to pickup blue chips and mid cap chips with high dividends I have 23 stocks with me now and will be targeting to reach more than 30 of them.
Portfolio by sector:
In the sector diversification, my Capital Markets sector has come down due to my buying up of other sectors. I also bought in quite a number of shares in the Industrial conglomerates which consists of Keppel Corp and Sembcorp Ind, telco companies and REITs, it is now about 11.5%, 18.8% and 12% respectively. I am targeting probably not more than 20% for each sector of the other stocks.
Checkout my portfolio →
portfolio
Target:
| Target | Targeted Portfolio size | Targeted Monthly dividends | Period | Yearly CON | Dividends Reinvested |
| 1st target | $85,000 | $495 | 2015 | $30,000 | $5,900 |
| 2nd target | $120,000 | $700 | 2016 | $30,000 | $8,400 |
| 3rd target | $161,000 | $920 | 2017 | $30,000 | $11,000 |
My 3rd target is to invest up to $161,000 and receive monthly dividend up to $920 per month. I think I already met my 3rd target in 2016!
I have invested $174k and expected to receive monthly dividend of about $905 :)
Checkout my target →
target
Dividend:
Total dividend is $10k+
Dividend per month is $905
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Dividends
Portfolio Analysis:
My worst performer is Noble Group (-55%) Grrr. I was trying to catch the bottom at 69c but it went down even further. Now, it is offering rights issue at 11c. Super big discount to its trading price :( Noble has gone through worst time during 2008 crisis but the lowest it went there was 42c I think. Let's hope Noble can pull through and recover *pray* haha
My best performer so far is UMS(36%). This one was bought during my early days and was collecting dividends and some capital gains :)
Overall, my portfolio still ends negative in mid 2016. Some credits for the diversification of stocks. My risks are spread out throughout my list of stocks. Cant imagine if I have a big share in Noble then my portfolio will look really bad. But things are turning around and I can see my portfolio recovering near to breakeven already. Just a few months more ...
At end of 2016, I already invested close to $174,000 and receive monthly dividend of $905. Based on the projection of my expected annual dividend of this current portfolio, I should be getting around $12000 which is about $1000 per month. So I should have met my 3rd year target. We will confirm this when we do a full review of 2017 at mid year. I will continue to follow my
strategy of allocating $5000 each month to buy high dividend stocks and march towards my 3rd target which is ...
| Target | Targetted Portfolio size | Targetted Monthly dividends | Period | Yearly CON | Dividends Reinvested |
| 1st target | $85,000 | $495 | 2015 | $30,000 | $5,900 |
| 2nd target | $120,000 | $700 | 2016 | $30,000 | $8,400 |
| 3rd target | $161,000 | $920 | 2017 | $30,000 | $11,000 |
| 4th target | $213,000 | $1200 | 2018 | $30,000 | $14,900 |
| 5th target | $257,000 | $1500 | 2019 | $30,000 | $18,000 |
| 6th target | $320,000 | $1800 | 2020 | $30,000 | $22,400 |
| 7th target | $372,000 | $2100 | 2021 | $30,000 | $26,000 |
| 8th target | $428,000 | $2490 | 2022 | $30,000 | $29,900 |
| 9th target | $487,000 | $2800 | 2023 | $30,000 | $34,100 |
| Final target | $551,000 | $3200 | 2024 | $30,000 | $38,500 |
Checkout my strategy →
Strategy
Dividend Stock Tracker
I keep track of good SGX dividend stocks such as 10 years consistent SGX dividend stocks, REITs, Business Trusts, etc with real time information update. Checkout the link below:
Checkout my Dividend Tracker
