Its the end of 2015, let's see how close am I to my
target :) I started building my
portfolio in Oct 2014. This is a full year of 2015 results.
STI vs my portfolio:
My portfolio got hit by China stock market crash, oil crisis and Fed rate hike effect around Jul 2015 and STI has been a downtrend for the rest of the year. It was a tough year where we see the beginning of the bear market. At the end of 2015, there was still no recovery in sight although there was a relief rally during Oct 2015 but things havent changed much as we were still in the bear market.
Portfolio by stocks:
I am currently still in the process of diversifying my portfolio such that they should not exceed more than 5% of my total portfolio. I am still looking out for more high dividend stocks to buy so that I will be more diversified. I have 21 stocks with me now and will be targeting to reach more than 30 of them.
Portfolio by sector:
In the sector diversification, I am quite max up with the Capital Markets sector. I also bought in quite a number of shares in the Industrial conglomerates which consists of Keppel Corp and Sembcorp Ind, it is now about 17%. Still got room to load up a bit more during this sector weakness :) Probably not more than 20% for each sector of the other stocks.
Checkout my portfolio →
portfolio
Target:
| Target | Targetted Portfolio size | Targetted Monthly dividends | Period | Yearly CON | Dividends Reinvested |
| 1st target | $85,000 | $495 | 2015 | $30,000 | $5,900 |
My 1st target is to invest up to $85,000 and receive monthly dividend up to $495 per month. I think I already met my 1st target!
I have invested $123k and expected to receive monthly dividend of about $570 :)
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target
Dividend:
Total dividend is $6,800+
Dividend per month is $570
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Dividends
Portfolio Analysis:
My worst performer is Noble(-40%) Grrr. Not sure if I am unlucky or what. Bought it when I thought it was low enough and there were many institutions buying it at that time :(
My best performer so far is Ascendas Reit (6%). This was bought quite recently when it was heavily sold down, but glad that there was a recovery after that.
Overall, my portfolio ends negative in 2015. No thanks to all the many reasons for causing the stock market to go downhill.
At end of 2015, I already invested close to $123,000 and receive monthly dividend of $570. This is very close to my projection of my expected annual dividend of this current portfolio, I should be getting around $7000 which is about $580 per month. So I should have met my 1st year target! Yea! I will continue to follow my
strategy of allocating $5000 each month to buy high dividend stocks and march towards my 2nd target which is ...
| Target | Targetted Portfolio size | Targetted Monthly dividends | Period | Yearly CON | Dividends Reinvested |
| 1st target | $85,000 | $495 | 2015 | $30,000 | $5,900 |
| 2nd target | $120,000 | $700 | 2016 | $30,000 | $8,400 |
| 3rd target | $161,000 | $920 | 2017 | $30,000 | $11,000 |
| 4th target | $213,000 | $1200 | 2018 | $30,000 | $14,900 |
| 5th target | $257,000 | $1500 | 2019 | $30,000 | $18,000 |
| 6th target | $320,000 | $1800 | 2020 | $30,000 | $22,400 |
| 7th target | $372,000 | $2100 | 2021 | $30,000 | $26,000 |
| 8th target | $428,000 | $2490 | 2022 | $30,000 | $29,900 |
| 9th target | $487,000 | $2800 | 2023 | $30,000 | $34,100 |
| Final target | $551,000 | $3200 | 2024 | $30,000 | $38,500 |
My 2nd target is to invest upto $120,000 and collect a monthly dividend of $700. Hmm, I have already invested $123,000 in 2015, so I have already met my 2nd target. Which means that I am will ahead of my plan! Hooray! The reason why collected lesser dividend is because some of the stocks bought in 2015 I didnt received the full dividend. 2016 I should see higher dividend around $700. This doesnt mean I will stop investing, I will still try to space out my investment and continue to be well ahead of my targetted plan. Hopefully I can reach my financial independence earlier :)
Checkout my strategy →
Strategy
Dividend Stock Tracker
I keep track of good SGX dividend stocks such as 10 years consistent SGX dividend stocks, REITs, Business Trusts, etc with real time information update. Checkout the link below:
Checkout my Dividend Tracker
