Sunday, January 19, 2020

2019 Year End Portfolio Review

Its the end of 2019, let's just do a little checkpoint to see how much am I closer to my target :) I started building my portfolio in Oct 2014. So this is my 5th year into it.

STI vs my portfolio:
My portfolio already beat STI for many months with the cumulative amount of dividends collected, but if you count only capital gain, I still beat the market.

Portfolio by stocks:
I am currently still in the process of diversifying my portfolio such that they should not exceed more than 5% of my total portfolio. I am always looking out for more high dividend stocks to buy so that I will be more diversified. The recent bear market has allowed me many opportunities to pickup blue chips and mid cap chips with high dividends I have 22 stocks with me now and will be targeting to reach more than 30 of them if opportunity arises.

Portfolio by sector:
In the sector diversification, my telecommunication sector is quite heavy with quite a bit of buying into Singtel when there was weakness in the counter. I am targeting probably not more than 20% for each sector of the other stocks.

Checkout my portfolio → portfolio

Target:
TargetTargeted Portfolio sizeTargeted Monthly dividendsPeriodYearly CONDividends Reinvested
1st target$85,000$495 2015$30,000$5,900
2nd target$120,000$700 2016$30,000$8,400
3rd target$161,000$920 2017$30,000$11,000
4th target$213,000$1200 2018$30,000 $14,900
5th target$257,000$1500 2019$30,000$18,000
6th target$320,000$1800 2020$30,000$22,400
Its getting more difficult to find good buys in the bull market as I barely met my 2019 target with around $250k invested. I think 2020 will be a tough year to meet up this target.

Checkout my target → target

Dividend:
Total dividend is $10,831+
Dividend per month is $902.56

Checkout my dividend → Dividends

Portfolio Analysis:
My worst performer is Asian Pay TV (-41%).

My best performer so far is DBS(100.02%).

Overall, my portfolio still ends positive in 2019. Some credits for the diversification of stocks. My risks are spread out throughout my list of stocks.

At end of 2019, I already invested close to $250,000 and receive monthly dividend of $902.56. We will confirm this when we do a full review of 2020 at mid year. I will continue to follow my strategy of allocating $5000 each month to buy high dividend stocks and march towards my 6th target which is ...

But judging by the bull market I think stocks are not getting any cheaper. I may have to sit on the sideline. Let's see how it goes :)

TargetTargetted Portfolio sizeTargetted Monthly dividendsPeriodYearly CONDividends Reinvested
1st target$85,000$495 2015$30,000$5,900
2nd target$120,000$700 2016$30,000$8,400
3rd target$161,000$920 2017$30,000$11,000
4th target$213,000$1200 2018$30,000$14,900
5th target$257,000$1500 2019$30,000$18,000
6th target$320,000$1800 2020$30,000$22,400
7th target$372,000$2100 2021$30,000$26,000
8th target$428,000$2490 2022$30,000$29,900
9th target$487,000$2800 2023$30,000$34,100
Final target$551,000$3200 2024$30,000$38,500

Checkout my strategy → Strategy

Dividend Stock Tracker
I keep track of good SGX dividend stocks such as 10 years consistent SGX dividend stocks, REITs, Business Trusts, etc with real time information update. Checkout the link below:
Checkout my Dividend Tracker