STI vs my portfolio:
My portfolio started to beat STI recently with the cumulative amount of dividends collected, it should be a matter of months. But I noticed that STI rebound faster than my portfolio probably because blue chips are more popular when there's a dip or in an oversold situation, it can recover quickly.
Portfolio by stocks:
I am currently still in the process of diversifying my portfolio such that they should not exceed more than 5% of my total portfolio. I am still looking out for more high dividend stocks to buy so that I will be more diversified. I have 16 stocks with me now and will be targeting to reach more than 30 of them.
Portfolio by sector:
In the sector diversification, I am quite max up with the Capital Markets sector. I also bought in quite a number of shares in the Industrial conglomerates which consists of Keppel Corp and Sembcorp Ind, it is now about 16%. Still got room to load up a bit more :) Probably not more than 20% for each sector of the other stocks.
Checkout my portfolio → portfolio
Target:
| Target | Targetted Portfolio size | Targetted Monthly dividends | Period | Yearly CON | Dividends Reinvested |
| 1st target | $85,000 | $495 | 2015 | $30,000 | $5,900 |
I have invested $96k and expected to receive monthly dividend of about $500 :)
Checkout my target → target
Dividend:
Total dividend is $3k+
Dividend per month is $260
Checkout my dividend → Dividends
Portfolio Analysis:
My worst performer is Second Change (-26%) Grrr. Not sure if I am unlucky or what. Bought it and suddenly announced that it cannot proceed with the REITs plan and from a good news suddenly become a bad one :(
My best performer so far is CDW (16%). This one I was monitoring and one day suddenly saw a surge in volume and price so just jump in the bandwagon. Still holding for long term.
Overall, my portfolio still ends positive in mid 2015. Some credits for the diversification of stocks. My risks are spread out throughout my list of stocks. Cant imagine if I have a big share in Second Chance then my portfolio will look really bad.
At end of mid 2015, I already invested close to $96,000 and receive monthly dividend of $260. Based on the projection of my expected annual dividend of this current portfolio, I should be getting around $7000 which is about $580 per month. So I should have met my 1st year target. We will confirm this when we do a full review of 2015 at year end. I will continue to follow my strategy of allocating $5000 each month to buy high dividend stocks and march towards my 2nd target which is ...
| Target | Targetted Portfolio size | Targetted Monthly dividends | Period | Yearly CON | Dividends Reinvested |
| 1st target | $85,000 | $495 | 2015 | $30,000 | $5,900 |
| 2nd target | $120,000 | $700 | 2016 | $30,000 | $8,400 |
| 3rd target | $161,000 | $920 | 2017 | $30,000 | $11,000 |
| 4th target | $213,000 | $1200 | 2018 | $30,000 | $14,900 |
| 5th target | $257,000 | $1500 | 2019 | $30,000 | $18,000 |
| 6th target | $320,000 | $1800 | 2020 | $30,000 | $22,400 |
| 7th target | $372,000 | $2100 | 2021 | $30,000 | $26,000 |
| 8th target | $428,000 | $2490 | 2022 | $30,000 | $29,900 |
| 9th target | $487,000 | $2800 | 2023 | $30,000 | $34,100 |
| Final target | $551,000 | $3200 | 2024 | $30,000 | $38,500 |
Checkout my strategy → Strategy
Dividend Stock Tracker
I keep track of good SGX dividend stocks such as 10 years consistent SGX dividend stocks, REITs, Business Trusts, etc with real time information update. Checkout the link below:
Checkout my Dividend Tracker
Hi Jimmy,
ReplyDeleteGood returns so far... keep it up! :)
thanks jes!
DeleteSlow and steady, but maybe can consider having less small cap stocks which can be very volatile like second chance
ReplyDeletethanks for the tip
Delete2nd chance really drag my portfolio down but blue chips like sembcorp ind, keppel corp, semb marine, sph, jardine c&c, m1, starhub all quite battered down and low. i think i will be picking up more blue chips these few months
Hi Jimmy
ReplyDeleteMy take is usually that blue chips are much more a bargain when sti is getting hammered. Other than that, if you are looking to grow your portfolio, especially at an initial stage, then smaller caps will be the key to growth. Blue chips are usually matured players in their industry. Of course, it doesnt have to be extreme for both sides, a combination of those two will fit in nicely :)
blue chips look quite attractive now
ReplyDeleteyes dont have to be black or white, it can be grey
i will have a combo