Tuesday, July 7, 2015

Half Yearly 2015 Portfolio Review

Its the mid of 2015, let's just do a little checkpoint to see how much am I closer to my target :) I started building my portfolio in Oct 2014. So close to 1 year of results.

STI vs my portfolio:

My portfolio started to beat STI recently with the cumulative amount of dividends collected, it should be a matter of months. But I noticed that STI rebound faster than my portfolio probably because blue chips are more popular when there's a dip or in an oversold situation, it can recover quickly.

Portfolio by stocks:

I am currently still in the process of diversifying my portfolio such that they should not exceed more than 5% of my total portfolio. I am still looking out for more high dividend stocks to buy so that I will be more diversified. I have 16 stocks with me now and will be targeting to reach more than 30 of them.

Portfolio by sector:

In the sector diversification, I am quite max up with the Capital Markets sector. I also bought in quite a number of shares in the Industrial conglomerates which consists of Keppel Corp and Sembcorp Ind, it is now about 16%. Still got room to load up a bit more :) Probably not more than 20% for each sector of the other stocks.

Checkout my portfolio → portfolio

TargetTargetted Portfolio sizeTargetted Monthly dividendsPeriodYearly CONDividends Reinvested
1st target$85,000$495 2015$30,000$5,900
My 1st target is to invest up to $85,000 and receive monthly dividend up to $495 per month. I think I already met my 1st target!
I have invested $96k and expected to receive monthly dividend of about $500 :)

Checkout my target → target


Total dividend is $3k+
Dividend per month is $260

Checkout my dividend → Dividends

Portfolio Analysis:
My worst performer is Second Change (-26%) Grrr. Not sure if I am unlucky or what. Bought it and suddenly announced that it cannot proceed with the REITs plan and from a good news suddenly become a bad one :(

My best performer so far is CDW (16%). This one I was monitoring and one day suddenly saw a surge in volume and price so just jump in the bandwagon. Still holding for long term.

Overall, my portfolio still ends positive in mid 2015. Some credits for the diversification of stocks. My risks are spread out throughout my list of stocks. Cant imagine if I have a big share in Second Chance then my portfolio will look really bad.

At end of mid 2015, I already invested close to $96,000 and receive monthly dividend of $260. Based on the projection of my expected annual dividend of this current portfolio, I should be getting around $7000 which is about $580 per month. So I should have met my 1st year target. We will confirm this when we do a full review of 2015 at year end. I will continue to follow my strategy of allocating $5000 each month to buy high dividend stocks and march towards my 2nd target which is ...

TargetTargetted Portfolio sizeTargetted Monthly dividendsPeriodYearly CONDividends Reinvested
1st target$85,000$495 2015$30,000$5,900
2nd target$120,000$700 2016$30,000$8,400
3rd target$161,000$920 2017$30,000$11,000
4th target$213,000$1200 2018$30,000$14,900
5th target$257,000$1500 2019$30,000$18,000
6th target$320,000$1800 2020$30,000$22,400
7th target$372,000$2100 2021$30,000$26,000
8th target$428,000$2490 2022$30,000$29,900
9th target$487,000$2800 2023$30,000$34,100
Final target$551,000$3200 2024$30,000$38,500

Checkout my strategy → Strategy

Dividend Stock Tracker
I keep track of good SGX dividend stocks such as 10 years consistent SGX dividend stocks, REITs, Business Trusts, etc with real time information update. Checkout the link below:
Checkout my Dividend Tracker


  1. Hi Jimmy,

    Good returns so far... keep it up! :)

  2. Slow and steady, but maybe can consider having less small cap stocks which can be very volatile like second chance

    1. thanks for the tip
      2nd chance really drag my portfolio down but blue chips like sembcorp ind, keppel corp, semb marine, sph, jardine c&c, m1, starhub all quite battered down and low. i think i will be picking up more blue chips these few months

  3. Hi Jimmy

    My take is usually that blue chips are much more a bargain when sti is getting hammered. Other than that, if you are looking to grow your portfolio, especially at an initial stage, then smaller caps will be the key to growth. Blue chips are usually matured players in their industry. Of course, it doesnt have to be extreme for both sides, a combination of those two will fit in nicely :)

  4. blue chips look quite attractive now
    yes dont have to be black or white, it can be grey
    i will have a combo