2015 Year End Portfolio Review

Its the end of 2015, let's see how close am I to my target :) I started building my portfolio in Oct 2014. This is a full year of 2015 results.

STI vs my portfolio:

My portfolio got hit by China stock market crash, oil crisis and Fed rate hike effect around Jul 2015 and STI has been a downtrend for the rest of the year. It was a tough year where we see the beginning of the bear market. At the end of 2015, there was still no recovery in sight although there was a relief rally during Oct 2015 but things havent changed much as we were still in the bear market.

Portfolio by stocks:

I am currently still in the process of diversifying my portfolio such that they should not exceed more than 5% of my total portfolio. I am still looking out for more high dividend stocks to buy so that I will be more diversified. I have 21 stocks with me now and will be targeting to reach more than 30 of them.

Portfolio by sector:

In the sector diversification, I am quite max up with the Capital Markets sector. I also bought in quite a number of shares in the Industrial conglomerates which consists of Keppel Corp and Sembcorp Ind, it is now about 17%. Still got room to load up a bit more during this sector weakness :) Probably not more than 20% for each sector of the other stocks.

Checkout my portfolio → portfolio

Target:

Target	Targetted Portfolio size	Targetted Monthly dividends	Period	Yearly CON	Dividends Reinvested
1st target	$85,000	$495	2015	$30,000	$5,900

My 1st target is to invest up to $85,000 and receive monthly dividend up to $495 per month. I think I already met my 1st target!
I have invested $123k and expected to receive monthly dividend of about $570 :)

Checkout my target → target

Dividend:

Total dividend is $6,800+
Dividend per month is $570

Checkout my dividend → Dividends

Portfolio Analysis:
My worst performer is Noble(-40%) Grrr. Not sure if I am unlucky or what. Bought it when I thought it was low enough and there were many institutions buying it at that time :(

My best performer so far is Ascendas Reit (6%). This was bought quite recently when it was heavily sold down, but glad that there was a recovery after that.

Overall, my portfolio ends negative in 2015. No thanks to all the many reasons for causing the stock market to go downhill.

At end of 2015, I already invested close to $123,000 and receive monthly dividend of $570. This is very close to my projection of my expected annual dividend of this current portfolio, I should be getting around $7000 which is about $580 per month. So I should have met my 1st year target! Yea! I will continue to follow my strategy of allocating $5000 each month to buy high dividend stocks and march towards my 2nd target which is ...

Target	Targetted Portfolio size	Targetted Monthly dividends	Period	Yearly CON	Dividends Reinvested
1st target	$85,000	$495	2015	$30,000	$5,900
2nd target	$120,000	$700	2016	$30,000	$8,400
3rd target	$161,000	$920	2017	$30,000	$11,000
4th target	$213,000	$1200	2018	$30,000	$14,900
5th target	$257,000	$1500	2019	$30,000	$18,000
6th target	$320,000	$1800	2020	$30,000	$22,400
7th target	$372,000	$2100	2021	$30,000	$26,000
8th target	$428,000	$2490	2022	$30,000	$29,900
9th target	$487,000	$2800	2023	$30,000	$34,100
Final target	$551,000	$3200	2024	$30,000	$38,500

My 2nd target is to invest upto $120,000 and collect a monthly dividend of $700. Hmm, I have already invested $123,000 in 2015, so I have already met my 2nd target. Which means that I am will ahead of my plan! Hooray! The reason why collected lesser dividend is because some of the stocks bought in 2015 I didnt received the full dividend. 2016 I should see higher dividend around $700. This doesnt mean I will stop investing, I will still try to space out my investment and continue to be well ahead of my targetted plan. Hopefully I can reach my financial independence earlier :)

Checkout my strategy → Strategy

Dividend Stock Tracker
I keep track of good SGX dividend stocks such as 10 years consistent SGX dividend stocks, REITs, Business Trusts, etc with real time information update. Checkout the link below:
Checkout my Dividend Tracker